A clear path from pre-approval to possession — and where a local agent saves you time and money.
Talk to a mortgage broker or lender to confirm your budget and lock a rate hold. A pre-approval makes your offer stronger and your search realistic.
Sort needs from wants — location, home type, beds/baths, parking, outdoor space. It keeps the search focused and speeds up decisions.
Set up saved searches so new listings reach you first, then tour the shortlist. Seeing homes in person quickly sharpens what matters to you.
Price, deposit, dates, and conditions all shape how an offer lands. Recent comparable sales guide a number that's competitive but sound.
Complete financing, inspection, and any document reviews (strata minutes, title) within your condition window before removing subjects.
Your lawyer or notary handles the paperwork and funds; keys are released on possession day. Budget for closing costs beyond the price.
Property Transfer Tax applies on completion (with a first-time buyer exemption on qualifying purchases), alongside legal fees, a home inspection, and — if your down payment is under 20% — mortgage default insurance. Jared Penland can walk you through the numbers for any home.
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